20 Lloyd Street St. Catharines, Ontario L2S 2N8
$399,900
Attention first-time buyers and investors! This updated detached home offers unbeatable value under $450K in a prime St. Catharines location, combining affordability, convenience, and modern upgrades in one exceptional package. This charming 1.5-storey home features 2 bedrooms, a bright and functional layout, and approximately 890 sq ft above grade, plus a finished basement with separate entrance—ideal for extended living space, a home office, or potential income opportunity. The fully fenced yard provides privacy and space to relax or entertain, complemented by a new front deck (2023) and brand new back deck (2025) for outdoor enjoyment. Step inside to a fresh, modern interior showcasing extensive 2026 renovations, including a new kitchen countertop, new flooring throughout the main level, updated lighting, fresh paint throughout the entire home, and new fixtures in both the kitchen and bathroom. Additional key updates include roof (2020), hot water tank (2023), and updated windows (2019)—offering peace of mind and true move-in ready living. Location is a standout feature—situated directly across from a park with a city-run pool, perfect for families and active lifestyles. Enjoy easy access to public transit with direct routes to Brock University, and just minutes to St. Catharines Hospital, shopping, and everyday amenities. Commuters will appreciate being only moments from GO/VIA rail access. Whether you're looking to enter the market, downsize without compromise, or invest in a high-demand rental area, this property checks all the boxes with strong lifestyle appeal and income potential. An incredible opportunity to own a thoughtfully updated detached home in a growing Niagara neighbourhood—don't miss your chance! (id:50964)
Open House
This property has open houses!
2:00 pm
Ends at:4:00 pm
Property Details
| MLS® Number | 40827430 |
| Property Type | Single Family |
| Amenities Near By | Hospital, Park, Public Transit, Schools |
| Community Features | School Bus |
| Parking Space Total | 1 |
Building
| Bathroom Total | 2 |
| Bedrooms Above Ground | 2 |
| Bedrooms Total | 2 |
| Appliances | Dishwasher, Dryer, Refrigerator, Stove, Washer |
| Basement Development | Finished |
| Basement Type | Full (finished) |
| Construction Style Attachment | Detached |
| Cooling Type | Central Air Conditioning |
| Exterior Finish | Vinyl Siding |
| Foundation Type | Block |
| Heating Type | Forced Air |
| Stories Total | 2 |
| Size Interior | 890 Ft2 |
| Type | House |
| Utility Water | Municipal Water |
Land
| Acreage | No |
| Fence Type | Fence |
| Land Amenities | Hospital, Park, Public Transit, Schools |
| Sewer | Municipal Sewage System |
| Size Frontage | 35 Ft |
| Size Total Text | Under 1/2 Acre |
| Zoning Description | R2 |
Rooms
| Level | Type | Length | Width | Dimensions |
|---|---|---|---|---|
| Second Level | 4pc Bathroom | Measurements not available | ||
| Second Level | Loft | 12'11'' x 14'0'' | ||
| Second Level | Bedroom | 12'6'' x 10'10'' | ||
| Basement | Utility Room | Measurements not available | ||
| Basement | Recreation Room | Measurements not available | ||
| Basement | Laundry Room | Measurements not available | ||
| Main Level | 4pc Bathroom | Measurements not available | ||
| Main Level | Living Room | 10'11'' x 22'6'' | ||
| Main Level | Kitchen | 17'4'' x 17'6'' | ||
| Main Level | Bedroom | 9'0'' x 10'3'' |
https://www.realtor.ca/real-estate/29712357/20-lloyd-street-st-catharines
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June 10 2026 03:21:40
REALTORS® Association of Hamilton-Burlington
Exp Realty (Team Branch)